Terms of Service

By accessing or using My Money Craft, you agree to these Terms of Service.

If you do not agree to these terms, do not use the platform.

My Money Craft provides budgeting, financial organization, reporting, and related financial-planning tools.

Services may evolve over time and may be modified, suspended, or discontinued without notice.

You must be at least 18 years old to use My Money Craft.

By using the platform, you represent that:

• you are legally able to enter into this agreement
• information you provide is accurate
• you will use the platform lawfully

Users are responsible for:

• maintaining account security
• safeguarding passwords
• all activity occurring under their account

You agree not to:

• share accounts improperly
• impersonate others
• attempt unauthorized access
• interfere with platform security

Users may not:

• use the platform for unlawful activity
• attempt to access another user’s information
• disrupt platform operations
• upload malicious software
• abuse or exploit platform vulnerabilities

My Money Craft reserves the right to suspend or deactivate accounts violating these terms.

My Money Craft provides budgeting and financial organization tools only.

The platform does not provide:

• financial advice
• investment advice
• tax advice
• legal advice
• credit counseling

Users are solely responsible for financial decisions.

All platform content, branding, software, graphics, and materials are the property of My Money Craft unless otherwise stated.

Users may not reproduce, distribute, or exploit platform content without permission.

We strive to maintain reliable service but do not guarantee uninterrupted availability.

The platform may experience:

• maintenance periods
• outages
• technical issues
• feature changes

To the maximum extent permitted by law, My Money Craft is not liable for:

• financial losses
• lost profits
• indirect damages
• data loss
• service interruptions
• decisions made using platform information

Use of the platform is at your own risk.

We reserve the right to:

• suspend accounts
• deactivate accounts
• restrict access

for violations of these terms or security concerns.

We may update these Terms of Service periodically.

Continued use of the platform after updates constitutes acceptance of revised terms.

These Terms shall be governed by the laws of the applicable jurisdiction where My Money Craft operates.

For questions regarding these Terms of Service, contact:

My Money Craft
support@mymoneycraft.com