Privacy Policy
Effective Date: May 15, 2026
1. Introduction
Welcome to My Money Craft (“My Money Craft,” “we,” “our,” or “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website, applications, and services.
By using My Money Craft, you agree to the practices described in this Privacy Policy.
2. Information We Collect
Account Information
When you create an account, we may collect:
- Name or display name
- Email address
- Authentication credentials
- Account preferences
Financial Information
When using the budgeting platform, we may collect:
- Budget categories
- Income amounts
- Expense information
- Financial planning data entered by the user
- Historical budgeting information
Technical Information
We may automatically collect:
- Browser type
- Device type
- IP address
- Operating system
- Session activity
- Usage analytics
3. How We Use Information
We use collected information to:
- Provide budgeting and financial planning tools
- Authenticate and manage user accounts
- Maintain platform security
- Improve user experience and application performance
- Respond to support requests
- Prevent unauthorized access and abuse
- Comply with legal obligations
4. Data Security
We take reasonable administrative, technical, and organizational measures to protect your information.
Security measures may include:
- Authentication controls
- Session management
- Encrypted data transmission
- Role-based access protections
- Database security policies
However, no internet-based system can be guaranteed 100% secure.
5. User Account Security
Users are responsible for:
- Maintaining password confidentiality
- Protecting access to their devices
- Logging out of shared/public devices
- Reporting unauthorized account access
My Money Craft is not responsible for losses caused by compromised user credentials.
6. Data Sharing
We do not sell personal financial information.
We may share limited information only:
- with service providers required to operate the platform
- when required by law
- to protect platform security or legal rights
7. Cookies and Session Technology
My Money Craft may use cookies, session tokens, and similar technologies to:
- maintain secure login sessions
- improve usability
- support authentication
- analyze application performance
Users may disable cookies in browser settings, though portions of the platform may not function properly.
8. Third-Party Services
My Money Craft may use third-party providers for:
- authentication
- hosting
- analytics
- email delivery
- infrastructure services
These providers may process data necessary to support platform functionality.
9. Data Retention
We retain account and budgeting information as necessary to:
- provide platform functionality
- maintain historical budgeting records
- support security and auditing needs
- comply with legal obligations
10. Children’s Privacy
My Money Craft is not intended for individuals under 18 years of age.
We do not knowingly collect personal information from children.
11. Changes to This Policy
We may update this Privacy Policy periodically.
Updated versions will be posted with a revised effective date.
12. Contact
For questions regarding this Privacy Policy, contact:
My Money Craft
support@mymoneycraft.com